Plenary Speakers

Keynote Speaker

Ian Laughlin is Chairman of ANZ’s OnePath life and general insurance companies and ANZ lenders mortgage insurance company. He also chairs the Advisory Board of Risk Management & Board Performance consultancy Blackhall and Pearl.  From 2010-2015 he was a Member and Deputy Chairman of the Australian Prudential Regulation Authority (APRA). 

His career has included senior management positions in financial services in Australia, Hong Kong and the UK, including various board roles. He is an actuary by profession.

Ian is a strong proponent of robust risk management and the critical importance of an appropriate risk culture.


Brett Riley is the Chief Risk Officer for Arch LMI, an Australian lenders mortgage insurer.  Prior to this, he had 17 years of experience as a general insurance actuarial consultant, mostly with Finity Consulting, working in both Sydney and London.  Before that he worked in funds management. 

Brett is a Fellow of the Institute of Actuaries of Australia and a Chartered Enterprise Risk Actuary (CERA). He is the Convenor of the Institute’s Risk Management Practice Committee and is also a member of the Risk Management Faculty Advisory Board of ANZIIF.

Noeline Woof has been Chief Risk Officer and Chief Actuary for Allianz Australia since 2011, where she is responsible for the design, implementation and maintenance of the Allianz risk management framework.

Noeline's team also provides quantitative analysis and support for financial reporting including capital management and forecasting, reserving, reinsurance and catastrophe modelling.

Prior to Allianz she spent sixteen years with PricewaterhouseCoopers, the last six as a Partner in the Actuarial practice, focusing on provision of general insurance and health insurance advice. Noeline also worked as Senior Policy Advisor in APRA, where she provided specialist advice on APRA’s Life and General Insurance Capital Review project.

Noeline is a Fellow of the Institute of Actuaries of Australia and holds a Bachelor of Economics (Actuarial Studies) from Macquarie University. She is the proud mother of two children, aged 9 and 12 years.

Verne Baker is Head of Asian Markets GI Actuarial, KPMG. Verne has over 25 years’ experience as a consulting actuary in non-life insurance and has been the outsourced CRO for Lawcover Insurance Pty Ltd since 2015. 

Throughout his career he was worked on many ERM projects both in Australia and overseas. Between 2001 and 2013 he was based in Asia and led Watson Wyatt’s and Deloittes’ GI Actuarial practices across Asia. 

Plenary Speakers

Stephen Britt

Stephen Britt is currently Senior Manager, Insurance and Investment Risk at IAG Asset Management where he brings an appropriate consideration of insurance entity requirements to the investments of the Group’s domestic and foreign insurance entities.

Prior to that he held various roles in the in the investments and capital management functions of the Group. Before joining IAG, Stephen worked as a consultant for an international consulting firm where he advised various financial institutions on investments and capital management, specialising in superannuation funds, general insurance companies and regulatory authorities.

Stephen Britt is an actuary, a CFA Charter, a keen cyclist and father of two grown up kids.

Warren Dresner is Head of Broking at Willis Re Australia and is responsible for client management, broking and production across Australia, New Zealand and the Pacific Islands.

Warren has reinsurance advisory, placement and analytics experience in Australia, New Zealand, UK, Europe and the USA covering a range of classes of business, including, property, casualty, credit and surety, builders’ warranty and lenders mortgage insurance.

Warren is a Fellow of the Actuaries Institute in Australia and holds a Bachelor of Commerce degree from Macquarie University.

Saskia Goedhart

Saskia Goedhart joined AMP as Chief Risk Officer in July 2015 with a 20-year career in senior-level risk and financial management. Prior to relocating to Australia, she was a partner at Ernst Young based in Toronto leading the risk management in financial institutions practice in Canada and risk management in insurance practice in the US. Saskia has served as Chief Risk Officer for the North America region at Aviva Plc and at Munich Re Life. Whilst at Aviva,she led the region's risk management strategy, including the implementation of Aviva's risk management transformation plan. Prior to Munich Re, Saskia worked for 10 years at ING as Head of Asset Liability Management and Capital Management in the U.S, CRO of the Annuity Business in the US, CFO of the ING Life company in Japan. She has also consulted for PricewaterhouseCoopers and Van Den Boom Groep in corporate financial and risk management.

Saskia is passionate about designing and implementing risk management frameworks that are fit for purpose and that focus on adding value to businesses. As a leader, she cares deeply about building and developing high performing teams and providing development opportunities for staff.

Tony Harb

Tony Harb B.Bus, FCA, CPA, MBA, MIIA (Aust) is a highly adaptable and engaging enterprise risk management professional passionate about helping create more resilient organisations.  He consults to financial services, ASX listed companies and the public sector in the areas of enterprise risk management, audit and assurance, fraud and corruption and business continuity management.

Prior to establishing InConsult in 2001, Tony held senior roles with Ernst & Young, Allianz and Combrook (an Allianz subsidiary). As CEO of Combrook, he transformed the organization into one of the most profitable business units for Allianz. 

He has worked with Standards Australia and University of Technology Sydney to deliver ISO 31000 briefings in Sydney and Melbourne along with the ISO 31000 Chairperson Kevin Knight.  Tony is also presenter of One Minute Risk Manager, InConsult’s YouTube Channel.

Tony is a Deputy Local Controller and Emergency Officer with the NSW State Emergency Service (SES) responsible for planning, operational preparedness, training, community engagement and exercising.  Tony brings his front-line emergency management skills and experience to InConsult’s business continuity and crisis management services.

Eric Pinkerton has been breaking things just to fix them again since before he could walk. At 20, he spent his summer evenings as a nightclub bouncer, and read tarot cards during the day. He didn’t realise it back then, but nothing could have prepared him better for a career in Infosec, trying to predict the future, whilst ducking the punches.

Eric cut his teeth as a technologist for the BBC World Service in London, where he learned the importance of ‘educate, inform and entertain’ he also developed his passion for emerging technologies with a bent for security. Arriving in Australia in 2003 he landed an operational role at Australia’s first IP Telco, and has since served hard time at Telstra, Stratsec/BAE Systems, Datacom, CSC and Finally Hivint.

Eric has presented at Cebit, AusCERT ,AISA and AusNOG believes in a healthy level of cynicism and blogs about privacy, security and the myth of infallibility in humans

Fahmi Hosain was appointed as APRA's Head of Governance, Culture & Remuneration in August 2015. He is responsible for leading the development of APRA's thinking, supervisory practices and industry engagement on these interrelated topics.

Fahmi’s career at APRA spans over 16 years, primarily in the role of a frontline supervisor. He has been responsible for leading teams that have supervised entities across banking, general insurance, life insurance and superannuation. Between 2012 and 2014 Fahmi moved to a policy development role where he led the team that created APRA’s cross-industry risk management prudential standard CPS 220, as well as APRA’s conglomerate supervision framework.

Fahmi is a member of the Financial Stability Board’s Working Group on Governance Frameworks and has assisted the International Monetary Fund as a Technical Expert on conglomerate supervision, which has involved participating in missions to advise foreign governments.

Jacob Mamutil LLB, M.Com is the Head of Enterprise Risk Management at Finity and an experienced general insurance specialist as well as a qualified solicitor.

Prior to joining Finity in 2012, Jacob held senior management roles at IAG in Commercial Insurance, Personal Insurance and Asian divisions, in operational management roles as well as executing strategic, risk management and claims initiatives. 

Nicolette Rubinsztein

Nicolette Rubinsztein B Bus Sc (Hons) EMBA FIAA GAICD is Vice President of the Actuaries Institute and a non-executive director in the wealth management industry.

She is an experienced senior executive, having held three General Manager roles at CBA/ Colonial First State as well as senior positions at BT Funds Management and Towers Perrin prior to that.

She was a director of ASFA for eight years and chair of its Super System Design Council. For her work in superannuation policy, Nicolette was awarded an ASFA Distinguished Service Award and an inaugural Financial Services Council Industry Excellence Award. She is a UNSW Alumni Leader and is a member of Macquarie University’s Faculty of Business and Economics Industry Advisory Board.

She is author of the book “Not Guilty”, a guide for career mums.

Dominique Fox is currently the Executive Manager, Risk and Compliance at Westfund Health Insurance where she brings a wealth of experience in governance, risk and compliance management. Dominique is a strong risk and compliance advocate across the PHI industry and is focused on using her skills and experience to support business success. She was also the inaugural chair of the hirmaa GRC forum. 

Previously she was the Chief Risk Offer at Teachers Health Fund and before that at PwC in their governance, risk and compliance practice where she specialised in superannuation and wealth management.

Dominique has a Bachelor of Science, majoring in pure and applied mathematics and a Post Graduate Diploma in Economics and Econometrics, both from Sydney University. She is currently completing the Graduate Diploma of Applied Risk Management and Corporate Governance at the Governance Institute of Australia.

Greg Yanco

Greg Yanco has held the position of Senior Executive Leader of Market Supervision at the Australian Securities and Investments Commission (ASIC) since 2008. The Market Supervision Team has responsibility for market surveillance and monitoring market conduct to ensure participants and investment banks comply with regulatory requirements.

Greg served as NSW Regional Commissioner for ASIC (2008-2012) and has led some of ASIC's largest programmes, including the transfer of market supervision from the Australian Securities Exchange (ASX) to ASIC, and the implementation of ASIC's new integrated market surveillance system. He also played a major role in the introduction of market competition in Australia. Greg sits on ASIC's Digital Governance Board and the Markets Advisory Panel, is Deputy Chair of the International Organization of Securities Commission's (IOSCO) Committee 3 and is an active member of the Intermarket Surveillance Group.

Greg is former Chief Executive Officer of AXE ECN, a joint venture formed to provide an alternative venue to trade Australian listed securities. Prior to this Greg was at the ASX (1986-2006), where he managed diversified teams within the regulatory and commercial environments covering market structure and product management, client relations, market surveillance and broker compliance.

Edward Emanuel is Partner in the Financial Services practice in Oliver Wyman’s Sydney Office where he works with clients in Asia Pacific on finance and risk related topics.  Edward joined Oliver Wyman in 2015 and has over 15 years of experience working in Financial Services globally, which includes time at Westpac Banking Corporation in the Risk Management and Institutional businesses and as Head of EMEA for market risk specialist,  Barrie & Hibbert in London. Prior to that, Edward held numerous roles Moody’s Analytics in the UK and the US. Edward holds a Bachelor of Economics jointly from the University of California at Berkeley, USA (Haas School of Business) and the University of Otago, New Zealand. He also holds a Bachelor of Science with Honours in Chemistry from the University of Otago.

Gloria Yu is a Director at Deloitte and has 15 years of experience in the general insurance industry spanning Australia, New Zealand and Asia. She has been the Statutory Actuary for a number of Asia-Pacific general insurers and reinsurers, and has led actuarial teams across a range of projects including formulation of risk management strategies, review of risk management frameworks and internal capital adequacy assessment processes (ICAAP). Prior to joining Deloitte, Gloria was at Westpac/BT Financial Group where she advised on the integration of the Westpac and St George insurance portfolios. Gloria is passionate about helping businesses transform their operations to capitalise on opportunities in the ever-changing landscape.

Gloria is actively involved in the Actuaries Institute. She was a member of the Board of the Actuaries Institute (Council) from 2009-2014 and contributed to the strategic direction of the actuarial profession, particularly on risk management and leadership. She continues to serve on a number of Institute committees including Risk Management Practice Committee, Audit & Risk Council Committee, and Leadership & Career Development Committee. She is the Convenor of the Institute's Mentoring Program Working Group.


Rob Curtis leads KPMG’s ASPAC Insurance Risk and Regulatory practice and is KPMG’s Global Regulatory Lead for Insurance.  Rob is currently leading a number of risk, ICAAP and CPS 220 engagements in Australia and across Asia and has recently been engaged in designing for the new RBC framework for the Hong Kong Insurance Authority.

During his time in the UK, Rob developed the ICAS regime and led the FSA’s Solvency II programme. Rob was also the architect of the IAIS solvency Insurance Core Principles as Chair of the Solvency Committee and also led proposals to create a common framework for the supervision of internationally active insurance groups, known as ComFrame, where the IAIS is now developing the international capital standards.

Rob is an Honorary Fellow of the Institute and Faculty of Actuaries in the UK.