Life Insurance

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62381 AI THOUGHT LEADERSHIP REVAMP WEBSITE BANNERS v3 - 6

The Institute’s publications explore the sustainability of Disability Income Insurance, the future of life insurance and potential implications of genetic testing.

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Cover Image_Work Capability Clause (1)

Cover Image_Data Collection Guide

DN Risk Function (1)

This Paper provides insights into good practice principles that insurers might use to improve the effectiveness and clarity of defining disability and work capacity in IDII. Additionally, it offers relevant case studies and principles for consideration when assessing work capacity at time of claim.

 

This is a guide to assist life insurers with determining what data they could collect for their portfolio having regard to community expectations, privacy, and other considerations to inform their understanding of product sustainability.
This Note distinguishes between the role of the life insurance CRO and the Appointed Actuary in relation to product sustainability, as well as to provide suggestions and guidance with respect to risk management across the value chain.



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